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I'm Darrel Cates
Certified Mortgage Advisor

NMLS#: 1225189

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With a celebrated career that spans over two decades, Darrel Cates stands as a cornerstone in the mortgage landscape, bringing with him an enviable breadth of knowledge and a commitment to client empowerment through education. As a Certified Mortgage Advisor, Darrel has not only witnessed the evolution of the industry but has also played a pivotal role in shaping its best practices. His 24-year tenure in the mortgage business is marked by a steadfast dedication to excellence and an unwavering passion for service.

Darrel’s journey began with a clear vision: to demystify the mortgage process and make homeownership dreams a reality for countless individuals. Through years of relentless pursuit of knowledge and a sincere approach to client service, he has honed his skills and emerged as an esteemed educator in the field. His clients and partners benefit immensely from his in-depth expertise, as Darrel ensures that they are well-informed and confident in their financial decisions.

What truly sets Darrel apart is his holistic approach to mortgage advising. He believes in crafting strategies that align with his clients’ larger financial goals, laying a foundation for long-term success. Darrel’s philosophy of education extends beyond the immediate transaction; he strives to provide resources and guidance that will serve his clients for years to come.

As a trusted advisor, Darrel’s focus remains on the individual needs and aspirations of each of his clients. His ability to translate complex financial concepts into actionable insights has earned him a loyal following and a reputation of reliability. Whether it’s a first home purchase, a strategic refinance, or navigating the investment property market, Darrel Cates is the consummate professional prepared to guide you with integrity and expertise.

All-in-One Solution

Our Loan Process...


A loan pre-approval sets you up for a smooth home buying experience.


Start working with a real estate agent and viewing homes.


A few documents are needed to get a loan file through underwriting.


Assemble all the necessary paperwork and details for the underwriter.


They closely evaluate all the documentation in the loan package.


Documents are drawn and sent to the title company for closing.

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