Privacy Policy

Your privacy is important to us. This policy explains how we collect, use, and protect your personal information.

Privacy Policy for Pathway Home Lending

Last updated: January 2025

1. Information We Collect

We collect information you provide directly to us, such as when you:

  • Apply for a mortgage loan
  • Use our calculators or online tools
  • Contact us for information or services
  • Subscribe to our newsletters or communications
  • Visit our website or use our services

This may include personal information such as your name, address, phone number, email address, Social Security number, employment information, financial information, and other information necessary to process your loan application.

2. How We Use Your Information

We use the information we collect to:

  • Process and service your loan application
  • Verify your identity and financial information
  • Communicate with you about our services
  • Comply with legal and regulatory requirements
  • Improve our services and customer experience
  • Protect against fraud and unauthorized transactions

3. Information Sharing

We may share your information with:

  • Lenders and investors in connection with your loan
  • Service providers who assist us in our business operations
  • Government agencies as required by law
  • Credit bureaus and other third parties for verification purposes
  • Legal and regulatory authorities when required

We do not sell your personal information to third parties for marketing purposes.

4. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include encryption, secure servers, and restricted access to personal information.

5. Your Rights

You have the right to:

  • Access and review your personal information
  • Request corrections to inaccurate information
  • Opt out of certain communications
  • Request deletion of your information (subject to legal requirements)

6. Cookies and Tracking

Our website uses cookies and similar technologies to improve your browsing experience, analyze site traffic, and personalize content. You can control cookie settings through your browser preferences.

7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies before providing any personal information.

8. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18.

9. Changes to This Policy

We may update this privacy policy from time to time. We will notify you of any material changes by posting the updated policy on our website with a new "Last updated" date.

10. Contact Us

If you have questions about this privacy policy or our privacy practices, please contact us:

Pathway Home Lending

1499 W 120th Ave Suite 110

Westminster, CO 80234

Phone: (720) 650-7988

NMLS 2032871

This privacy policy is subject to applicable federal and state laws and regulations. For more information about our privacy practices related to mortgage lending, please refer to our Good Faith Estimate and other loan disclosures.

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